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If the banks aren't paying interest on deposits anymore, does it now make sense to withdraw some of the money and store it under a mattress somewhere?

Obviously there are theft, fire, and police confiscation risks that need to be overcome first.


Yes, greenhouse gasses and lung effects aside, the sulphur mixes with carbon dioxide and other airborne oxides to becomes sulpher dioxide. This makes rain water acidic and causes the erosion on the Statue of Liberty.


Do you have a link to this article that you read about?


I don't but I remember the name of it was an article about WWII soldiers who wouldn't shoot at the enemy. The amount of soldiers who shot was something dismal like 10%. Not just pull the trigger and shoot but shoot and shoot at the enemy.

A program was developed by the US military to train soldiers to shoot on command. On the shooting range a target popped up the soldier shot it and when he hit it the target would fall. stimulus: target appears, response: shoot the target, reward: target falls, satisfaction. It got to the point where there was no thought it was instinct, or muscle memory.

I see now it is called "Operant conditioning". In the Wikipedia post about operant conditioning citations mention some of what I am talking about. Wikipedia isn't where I originally read about it I read about was probably 10 or 15 years ago?

https://en.wikipedia.org/wiki/Operant_conditioning

Korea and especially Vietnam (better weapons?) saw the amount of solider shooting the enemy go up significantly.

I'm not sure if the rotary phone vs touch tone was in that same article or if I'm mixing it up with another article.


I can't help but think this glitch was a good thing and Robinhood investors would do better if they traded less anyhow. According to an OpenFolio correlational study, traders who trade more than 12 times per year make 0.5% less than traders who trade less than 12 times per year. OpenFolio was one of the first three websites to have an API integration with Robinhood portfolios.


The divorce rate in Maine correlates with the per capita consumption of margarine.

Also, the number of letters in the winning word of the U.S. Spelling bee correlates with the number of people killed by venomous spiders.

Spurious Correlations: https://www.tylervigen.com/spurious-correlations


Now's one of the best times to start evaluating long-term mutual fund managers based on performance. It's hard to tell who's swimming naked until the tide rolls out. Does anyone have any funds they personally use that they recommend I look at?


I put a small portion of my short-term portfolio into shorts on a basket of high-valued, money-losing, non-dividend paying, declining companies last friday. I can't predict how this will pan out but at least it will be a hedge. A full 80% of my non-retirement portfolio was in a short term treasury bond ETF (SHY) after I blanket-sold everything in January to try to make a down payment on real estate. I figured I could handle the extra volatility of SHY over SHV.


Those statistics are crazy. I'm not sure how the world still functions.


It sounds like if someone invents or mass-deploys a controlled denitrification machine that turns nitrogen in the water into nitrogen gas, he could be made rich through government and state grants. The grants could be fully or partially funded through a fertilizer tax, sewage leak fines, and/or taken from current farming subsidies.


They're not going to want to piss people off because it's viewed as an inherently destructive act. Instead they'd look for more positive resolutions. I can only speak for one Big Japanese Car Company having worked in their corporate office in the decision-making department.

- They'll use Microsoft Sharepoint and Microsoft OneDrive for file and document management, not because they're better products but because Microsoft wishes that they don't use a competitor's products and Big Japanese Car Co respects the desires of their partners.

- After a demo between a new company with superior in-car tech and an old partner with inferior in-car tech, BJCC chooses the old in-car tech because once you're a partner with BJCC, BJCC takes care of you through the good and the bad.

- If you direct a meeting, whether small or large and you say something incorrect, the one person in the crowd that noticed your mistake won't say anything and will actually nod their head in agreement and respect. This is due to the saving-face aspect of the culture.

- Bringing others on board with a decision when you don't have access to the primary data or analytics is much easier when it involves copying a competitor. It also diffuses responsibility if things go south. Saying we did secret teardowns of a Tesla model 3s and are basing our design decisions off these teardowns means you can say it was Tesla's decision, not "my" decision.

On the other hand, BJCC has historically cared a lot more about not pissing off car owners by making more reliable vehicles at fair prices that are less likely to break down. For that reason, at the end of the day, I buy a BJCC car.

It's the old argument of individualism vs. collectivism. The right balance is probably some amount of both.


That's very interesting, but I think it says more about Japan than about big companies.


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