Sounds like a typical out of wallet type service. For Developers there's BlockSc... | Hacker News

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		ari_ on June 23, 2015 \| parent \| context \| favorite \| on: Credit Karma Has Raised $175M on a Valuation of $3... Sounds like a typical out of wallet type service. For Developers there's BlockScore, but the most used one is probably Experian's.

Atlas on June 24, 2015 [–]

Likely TransUnion or Equifax since CreditKarma has direct relationships.

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