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I don’t think that matters - if you can’t afford $15k, the bill might as well be $10 million, as you still can’t pay.


Nonsense. You can go into debt for $15k. Plenty of places will give you that much even with terrible credit. No one is giving you $10 million.


Retirees in need of medical treatment without the resources to pay $15K out of pocket are probably not the subset of the population with the easiest access to significant credit.




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