If you make 200k a year, you're not even in the top tax bracket of the US. On 200k alone you can hardly even afford a SFH in SV, NOVA, and NYC.
Meanwhile Elon Musk's net worth can swing 200+ million in a single day. He could buy up an entire neighborhood in those same zip codes you'd hardly be able to break into.
No they don't. Only someone making 200k could say that.