Already there.It's as simple as creating a key pair.
Self custody is supported by dozens of open source wallets running on every OS even on mobile, being used, out there even by the layman.
I don't see where is the ignorance if hackernews users are there to debunk commentary stating "crypto scam" when the thing isn't even remotely related to crypto. Just the name.
1/ wasn't crypto. Yes rugged pull. Crypto did not invent that kind of crime
2/ crypto already self custodial, permissionless, and censorship resistant, safer than any centralised bank/ledger.
In other words. Use crypto in its current state and you won't be rug pulled. Use anything else, you might be.
Can use crypto blockchains, today. In a few minutes you can have your wallet with your own keys, and start receiving payments, among other things.
No need to ask permission. Nor fill a form providing all your personal detail to an entity that a few years later will be ransomwared/hacked and leak most of your privacy. No need to wait for approval. Which may be denied
And nobody, nothing, can stop you. Not bitcoin.com, nor Vitalik, nor your bank, nor your state even if that's the CCP, nor the NSA, from transacting.
Can't get your account locked. Frozen. Under review. Or closed.
Of course all of this does open some concerns, what if you lose your keys, what if you are a dangerous angry terrorist, what if you are selling illegally drugs etc.
But crypto, today not tomorrow or next year, gives everyone in the world equal and open access to being their own bank.
Maybe there are camps on hackernews. Not sure which side you put me on, I'm just stating some facts about the tech as it stands.
while other people see that and think “okay go make the non custodial version”
hackernews crowd is ignorantly stuck in the former camp unwilling to understand the latter at all