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Here is who gets paid by debit from my bank accounts: my employees, my lawyer, ATM cash withdrawals, and my credit cards.

No damn way I'm giving random vendors permission to ding my bank account. Credit cards are about cash flow safety & billing safety. Debits from a bank account are no substitution for this. Would you use a debit card at a strip club?



I have. But banking here in NZ is different.




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