> If you work for, say, a FAANG company, you have pretty solid healthcare.
While you're employed. For how many days of sickness does your contract say do they have to keep you employed? Isn't it even employment at will?
I don't wanna enter this discussion further. I'm just gonna finish with that I experienced first hand someone making what's today nearly a million a year (in Germany no less!) and ending up on social security within a few years due to sickness and bad investment. And that's with universal health care. A good job, high earnings and decent savings give you leeway, but they will not protect you from tragedy and even more important they will not protect your kids from tragedy that have no fault in whatever happens.
Not extending the discussion (I’m not the parent commenter), but I think your argument highlights the cultural differences that exist in an interesting way. In the US, independence, self-reliance and optimism are a much bigger part of the common culture. You are considering only worst case scenarios and assuming that the state is the only thing you can rely on. Consider how your view would be different with a more optimistic view of your own luck/ability to recover, and a more pessimistic view of government.
Could you go leave us for Germany and still get healthcare there? I don't know, just asking.
I am not usually planning for worst case and i tend to be optimist, i have a working spouse and i make decent money, and my plan is to be buried here in the US, but if shit hits the fan, and i can no longer work, i will still have healthcare through wife. Even worse case i can always go back to turkey. It's hard but not impossible to make such life changes.
While you're employed. For how many days of sickness does your contract say do they have to keep you employed? Isn't it even employment at will?
I don't wanna enter this discussion further. I'm just gonna finish with that I experienced first hand someone making what's today nearly a million a year (in Germany no less!) and ending up on social security within a few years due to sickness and bad investment. And that's with universal health care. A good job, high earnings and decent savings give you leeway, but they will not protect you from tragedy and even more important they will not protect your kids from tragedy that have no fault in whatever happens.