I am 100% sure it won't replace non existing bank accounts or debit cards or help the people trying to pay with their non existing smarpthones at 80% of the vendors in El Salvador that don't accept it. LOL

The thing with educating other people is that you need to have knowledge about the topic you are trying to educate people about and you just don't have it. The real world is not your high school debate club were you can just pull shit out of your head and get points for being witty. At least you didn't try to paint me as racist and sexist this time :D