I know, but if you are used to having millions in the bank and living at that level, having to do your own shopping? make your own beds? How about using the same room where you eat dinner to host your cocktail parties? Driving yourself places, flying coach everywhere. Losing your memberships in the various athletic clubs and private clubs. When you compare the burn rate (or expenditures) of someone who goes through a million dollars a year (easy to do if you're a point one percenter), the things you have to give up to fit that into a 200K/year budget (call it 130K after taxes) means giving up a lot of stuff. That is super painful and an excellent punishment.

It's not "super painful" or "an excellent punishment". What you're describing as privations are unattainable luxuries for the majority of the population, not only of the World, but of the wealthiest nations too.

The median _gross_ income in the UK is £22k ($29k USD).

You must be incredibly out of touch to perceive something at the level of "giving up private club membership" to be suitable punishment for such abject disregard for the environment and public health.

I don't think I'm communicating. From the perspective of the wealthy, those are quite painful. Not from the perspective of the middle class, and certainly not from the perspective of someone struggling to get by.