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> Variable APRs range from 13.24% to 24.24% based on creditworthiness. Rates as of March 2019.

> Late or missed payments will result in additional interest accumulating toward your balance.

From the footnotes in the apple card announcement page.



24.24% is complete usury!


Is 13% really considered low rates in the US?


Only in the sales brochure.

24% is predatory.


Only if you're poor.




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